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Buy vs Rent Calculator
Neither buying nor renting is universally better. Results depend entirely on the assumptions you enter.
Your results
Estimated net-worth difference (buy − rent path)
₹26,46,077
- Buy: estimated equity
- ₹53,44,733
- Buy: estimated property value
- ₹81,44,473
- Buy: interest paid in holding period
- ₹29,65,300
- Rent: estimated rent paid
- ₹37,73,368
- Rent: invested down payment (est.)
- ₹26,98,656
This comparison is an estimate based on the assumptions you enter. It is not a recommendation to buy or rent.
Assumptions
Buy path uses reducing-balance EMI, remaining loan after the holding period, and compounded property value. Rent path sums escalating rent and compounds the down payment plus purchase costs at the assumed investment return.