Home loan
Home Loan Eligibility Calculator
This uses a simple FOIR-style estimate. It is not a bank assessment or approval.
Your results
Estimated eligible loan amount
₹57,61,542
- Estimated EMI
- ₹50,000
- Estimated property budget
- ₹72,01,928
- Tenure used in this estimate
- 20 years
This is an estimate. Actual eligibility depends on the lender, credit profile, income, age, existing obligations and other applicable factors.
Assumptions
Eligible EMI is limited to FOIR of monthly income minus existing EMIs. Tenure is also capped so age at loan maturity does not exceed the configured maximum. Loan amount is the inverse of the reducing-balance EMI formula. Property budget assumes the configured down-payment percent as LTV complement.