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Home loan

Home Loan EMI Calculator

Enter a property price, down payment, interest rate and tenure to estimate a reducing-balance home loan EMI. This is not a loan offer.

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Years

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Estimated monthly EMI

₹34,713

Total Loan Amount
₹40,00,000
Total Interest
₹43,31,120
Total Repayment
₹83,31,120

Actual EMI may vary based on your bank, credit profile and other applicable factors.

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Assumptions

Reducing-balance EMI: P × r × (1+r)^n / ((1+r)^n − 1), where r is the monthly rate and n is the number of months. Zero interest uses EMI = P / n.